I can be one of the most disorganized people ever at times. I know I manage my time poorly, and I'm always forgetting things that I'm supposed to have done, bought, paid, etc. So I'm wondering, what steps do you take, what items do you use (high tech, low tech, etc) to keep your time planned and make sure you do the things that you need to do? I'm wondering about specifics too. For example, do you use a simple organizer/calendar, or PC software, or a PDA, etc. Also, what do you do to keep your finances (transactions, bills to be paid, etc) organized? Since that is probably the most important problem area I have right now. Years ago when the 2nd generation Palms just barely came out I got one of the cheap 2mb deals. I used it for a short period of time, but eventually it turned into more of a toy for me. I am now considering a Treo 650, since it is a combo of cell phone, which I always carry with me anyway, and a PDA. I figure it might help, but then knowing my track record, who knows. It can also be fairly difficult because I have tasks, projects, email, documentation, etc. from my employer to keep up with, as well as the same for my own business. Ideally I need to keep them somewhat separate, but accessible in the same way, or the same place. Are there any high tech solutions that you find useful, especially on a daily basis, to keep yourself organized? I know in the end I will need my own solution, but I am still wondering what everyone else does to effectively manage their life.