Welp, here's the pics. The first ones are from phase 1, and the last were taken about 20 minutes ago. I apologize for taking them in different lighting, I'm still working on getting a good 'white-wall' area set up.
As you can see, I've got rid of some of the stubborn fat on my chest area. I think the 'pouch' of fat/skin on the lower abs is actually more visible that I lost a good bit of fat above there, plus the camera was in an almost top-down shot so it emphasizes this. :C
All in all, I'm pretty happy and the numbers are looking pretty good.
Finish of 12-week program: